What should I do if my credit report has errors?

Start by requesting free copies of your reports from Experian, Equifax, and TransUnion at AnnualCreditReport.com. If you spot false information, dispute them in writing with each bureau. Keep copies of everything. If the bureaus fail to fix those errors within 30 days, you may have the right to sue under the Fair Credit Reporting Act (FCRA) for damages and attorney's fees. Story Law Group can guide you through this process and step in if the bureaus ignore your rights.

How much does it cost to hire Story Law Group?

Nothing upfront. Your initial consultation and case review are free, and we work entirely on a contingency-fee basis — meaning we don't get paid unless we win or settle your case.

What kinds of credit report errors can I sue for?

Common FCRA violations include: reporting accounts that belong to someone else (mixed file), failing to remove outdated negative information, listing debts that were already paid or discharged in bankruptcy, reporting fraudulent accounts after identity theft, and refusing to correct errors after receiving dispute letters.

Can you help if a debt collector is harassing me?

Yes. The Fair Debt Collection Practices Act (FDCPA) protects you from abusive collection practices such as repeated or threatening calls, misleading statements about what you owe, contacting your workplace or family, and trying to collect a debt you don't owe. Story Law Group can make the calls stop and hold collectors accountable.

Why does my credit report still show debts after bankruptcy?

This is one of the most common credit reporting violations in Florida. If your report still shows balances, late payments, or collections after Chapter 7 or 13, you may have a strong FCRA claim against the credit bureaus and the companies reporting inaccurate information.

By Max Story, Esq., Author at Story Law Group

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