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Your FCRA Attorney

Florida Credit Reporting Attorney & FCRA Lawyer

Fixing Credit Reporting Errors • Stopping Inaccurate Information • Suing Credit Bureaus When Necessary

When your credit report is wrong, your entire financial life can be put on hold. You may be denied credit, refused a mortgage, blocked from renting a home, or even lose out on a job. And often, the problem is caused by inaccurate credit reporting—something you didn’t do and can’t fix on your own.

I’m Max Story, a Florida consumer protection attorney. I help clients across Florida correct credit reporting errors, dispute inaccurate information, and, when needed, sue credit bureaus and creditors under the Fair Credit Reporting Act (FCRA).

If the credit bureaus won’t fix your report, you have rights. And I can help.

Common Credit Reporting Errors I Handle

Every week, clients come to me with:

  • Discharged debts still showing active after bankruptcy
  • Accounts that don’t belong to you(mixed or merged credit files)
  • Incorrect balances or payment histories
  • Duplicate accounts reported multiple times
  • Identity theft accounts
  • Inaccurate late payments
  • Creditors who verify false information

If something is wrong on your credit report, the law gives you protections — and in many cases, compensation.

Why Credit Bureaus Often Fail to Fix Errors

The major credit bureaus — Equifax, Experian, and TransUnion — handle millions of disputes a month. Instead of investigating properly, they often:

  • Use automated systems
  • Rely on quick, surface-level checks
  • “Verify” information without truly investigating
  • Send canned responses
  • Close disputes without fixing the issue

This isn’t just frustrating — it’s illegal.

Under the FCRA, credit bureaus and furnishers must conduct a reasonable investigation. If they fail to do so and you’re harmed, you can pursue damages.

How I Help Fix Your Credit Reporting Problems

When you work with my firm, I take the burden off your shoulders.

01

Review Your Credit Reports

I pull and analyze all three reports for inaccuracies, legal violations, and dispute history.

02

Determine Whether You Have a Case

Not all mistakes require lawsuits — but many do. I’ll tell you honestly what your options are.

03

Prepare and Submit Legally Effective Disputes

I send custom disputes designed to trigger a proper reinvestigation — not automated rejections.

04

Demand Corrections From Furnishers

Banks, lenders, debt collectors, and other “furnishers” often cause errors. I hold them accountable.

05

Sue Under the FCRA (If Needed)

If the errors aren’t fixed, I file suit seeking:

  • Correction of the reporting
  • Damages for financial harm
  • Compensation for emotional distress
  • Attorney fees (paid by the defendant)

Most cases settle, and clients pay nothing out of pocket because the FCRA requires the other side to pay legal fees when they’re at fault.

When You Should Contact a Credit Reporting Attorney

You should reach out if:

  • You disputed something and it came back “verified” but still wrong
  • Your credit errors are blocking a mortgage, car loan, job, or apartment
  • You recently filed for bankruptcy and balances look wrong
  • You see accounts you don’t recognize
  • Your identity was stolen
  • You’re tired of fighting the bureaus on your own

If the bureaus won’t fix the mistake, you likely have a legal case.

Why Story Law Group Is Different

Most firms dabble in credit cases. I focus on them.

  • 30+ years in consumer protection
  • Resolved hundreds of FCRA matters for consumers
  • Experience suing credit bureaus, lenders, and debt collectors
  • Deep knowledge of the FCRA and bankruptcy-credit intersection
  • Compassionate, personalized representation
  • No upfront fees — ever

Clients trust me because I treat every case like it’s my own credit on the line.

What It Costs

Under the FCRA:

Defendants (credit bureaus / creditors) pay attorney fees.
You pay nothing out of pocket.

If we don’t win, you owe nothing.

Free Consultation — Fix Your Credit the Right Way

You don’t have to fight credit bureaus alone. If your credit report is wrong and disputes aren’t working, I can help.

📞 Call Now for a Free Consultation

I’ll review your credit reports, explain your rights, and help you take the next step toward fixing your credit — for good.